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Prosperity Bank-opinions? #9010700 02/24/24 06:31 PM
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freerange Offline OP
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Im considering changing over to Prosperity Bank and wondering if any of yall have an opinion.
Im completely happy with the bank Ive had for decades but my personal banker Ive had for 20 years left for a big promotion at Prosperity. I dont do much banking business anymore but I really like having someone I have a relationship with at my bank.
Pretty sure Im gonna make the move unless yall talk me out of it.


At some point in life its time to quit chasing the pot of gold and just enjoy the rainbow. FR
Keep your gratitude higher than your expectations. RWH
Re: Prosperity Bank-opinions? [Re: freerange] #9010702 02/24/24 06:34 PM
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Ever since I read Chads comments about PNC I’ve been thinking of leaving them for someone who won’t snoop around my spending habits. Looking forward to the responses here.

Re: Prosperity Bank-opinions? [Re: freerange] #9010708 02/24/24 06:45 PM
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jimbob Online Content
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Used em for years and im happy. Reimbursed for all atm fees anywhere

Re: Prosperity Bank-opinions? [Re: freerange] #9010728 02/24/24 07:55 PM
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I use the Prosperity Bank in Brownwood it is the best banking experience I've ever had anywhere.

Re: Prosperity Bank-opinions? [Re: freerange] #9010820 02/25/24 12:19 AM
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jetdad Offline
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Open an account and take enough time to see if it will be a good experience. Sometimes bankers move and the policies and procedures of the new bank don't mesh with the banker. If you're happy with the test run then move the rest of your business. I've seen a number of bankers make a move and within a few months they see it's not a good match and they move again or go back to their old employer. It's always good to have that personal relationship.

Re: Prosperity Bank-opinions? [Re: freerange] #9010835 02/25/24 12:57 AM
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Prosperity bought our local small town bank that has been here since the 1800’s. I have no complaints. I also bank at our local First State Bank with good results.

Re: Prosperity Bank-opinions? [Re: jimbob] #9010912 02/25/24 11:11 AM
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Originally Posted by jimbob
Used em for years and im happy. Reimbursed for all atm fees anywhere


Can you show me where ATM Fees are reimbursed

I only see they charge $3 if you use other ATMS not theirs

" A $3.00 Other considerations. A $3.00 ATM transaction fee (per transaction) will be assessed if you use a non-Prosperity Bank ATM."

I only know of Charles Schwabb that rebate any ATM worldwide

Re: Prosperity Bank-opinions? [Re: RedRanger] #9010933 02/25/24 12:50 PM
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Originally Posted by RedRanger
Originally Posted by jimbob
Used em for years and im happy. Reimbursed for all atm fees anywhere


Can you show me where ATM Fees are reimbursed

I only see they charge $3 if you use other ATMS not theirs

" A $3.00 Other considerations. A $3.00 ATM transaction fee (per transaction) will be assessed if you use a non-Prosperity Bank ATM."

I only know of Charles Schwabb that rebate any ATM worldwide



USAA reimburses for ATM fees as well.


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Re: Prosperity Bank-opinions? [Re: freerange] #9010973 02/25/24 02:04 PM
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Most of the local community banks will reimburse all ATM fees since they probably have a limited ATM network of their own.

Re: Prosperity Bank-opinions? [Re: jmac24] #9011002 02/25/24 03:11 PM
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I use Prosperity bank. No complaints. They will even send me a text when a suspicious debit card is used. Most of the time it is me that is using it. If you travel a lot especially out of state, call the bank first and let them know. If you don’t, they will more than likely shut your card down.

Re: Prosperity Bank-opinions? [Re: freerange] #9011083 02/25/24 06:35 PM
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freerange Offline OP
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Happy to hear all the good comments.


At some point in life its time to quit chasing the pot of gold and just enjoy the rainbow. FR
Keep your gratitude higher than your expectations. RWH
Re: Prosperity Bank-opinions? [Re: freerange] #9011088 02/25/24 06:45 PM
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We have personal and business accounts with them and I have zero complaints..


Originally Posted by Jungleexplorer
I really hate to do what I am about to do, because it will be very painful for you.


Re: Prosperity Bank-opinions? [Re: freerange] #9011093 02/25/24 07:01 PM
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I’ve been using prosperity bank for years, I’m satisfied, plus wherever you go there’s a good chance there’s a prosperity bank there.

Re: Prosperity Bank-opinions? [Re: freerange] #9022426 03/20/24 10:34 PM
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sirumaldy Offline
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I've been using that bank for some time and have nothing bad to say about it. I have only had a positive experience, and from this thread, I can see that I am satisfied. But the industry is changing, and who knows, maybe soon there will be something even better. I'm quite interested in technology, the banking sphere, and so on, and I can say that there will definitely be changes in the future. I was looking for some info about banking software and came across one blog which provided me with some interesting info about banking software development companies, and there are quite a number of them. Each has some cases, which means that such software is very popular, and more and more banks have started using modern technologies. And I think it's a good thing because the concurrency is high, and each bank tries to improve customer experience.

Re: Prosperity Bank-opinions? [Re: freerange] #9023026 03/22/24 02:31 AM
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They bought my bank and aside from giving me a new account number I'm fine with them. Had the same account number for 30ish years, took some getting used to. But I've had no trouble out of them.

Re: Prosperity Bank-opinions? [Re: freerange] #9023035 03/22/24 02:50 AM
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Only been with them for almost 2 years for business account but they are very helpful. My wife and I are talking about changing to them for our personal checking too.


Originally Posted by bill oxner
Haven't had it in years but never spit any out.


Originally Posted by bill oxner
I am a sucker for happy endings and strapped cowboys.
Re: Prosperity Bank-opinions? [Re: freerange] #9023423 03/23/24 02:10 AM
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Like others here, Prosperity bought out a local bank where I did my business banking, and some of my personal banking. I can't complain about either, and they have been even better than the previous owner in handling RRC bonds for me.

Re: Prosperity Bank-opinions? [Re: jmac24] #9023498 03/23/24 01:01 PM
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Originally Posted by jmac24
Most of the local community banks will reimburse all ATM fees since they probably have a limited ATM network of their own.


Worldwide?

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