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Questions about vehicle hail damage
#8867758
06/13/23 11:19 PM
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Joined: Oct 2014
Posts: 341
Phlash
OP
Bird Dog
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OP
Bird Dog
Joined: Oct 2014
Posts: 341 |
My truck was in a major hail storm yesterday. It's a 2018 GMC SLT 4x4 Z71 with 45,000 miles. There is not a body panel that is undamaged. The windshield is busted and A pillars have deep dents. Even the chrome steps are dented. With current OEM parts costs and body work costs, I am curious how likely the insurance company will total it. If they do, can I buy it back for continued use. Have other members done this? Would it have a salvage title. I appreciate your input.
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8867774
06/13/23 11:57 PM
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Joined: Oct 2009
Posts: 12,274
wp75169
THF Celebrity
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THF Celebrity
Joined: Oct 2009
Posts: 12,274 |
Likely totaled and yes will likely have the option to buy it back. Salvage title. I have a coworker who goes to auctions this time of year solely for the purpose of buying these hail damage totaled vehicles.
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8867781
06/14/23 12:10 AM
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Joined: Jun 2011
Posts: 34,344
Buzzsaw
THF Celebrity
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THF Celebrity
Joined: Jun 2011
Posts: 34,344 |
I know the dealers dont discount their hail damaged vehicles very much. Surprises me.
SPACE FOR RENT
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8867789
06/14/23 12:41 AM
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Joined: Oct 2013
Posts: 6,015
Ol Thumper
THF Trophy Hunter
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THF Trophy Hunter
Joined: Oct 2013
Posts: 6,015 |
They’ve always done PDR on my trucks in the past but if you had baseball sized hail it’s possible they total it but I’d be surprised. I’ve had golf ball sized on several different trucks and they wrote a check to fix them and I pocketed the money and used them as is. I’ve also bought a few back from the insurance company after they were totaled so that’s an option. The title will be a salvaged title if they do total it but who cares, it’s cosmetic and not mechanical.
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8867805
06/14/23 01:13 AM
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Joined: Oct 2014
Posts: 341
Phlash
OP
Bird Dog
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OP
Bird Dog
Joined: Oct 2014
Posts: 341 |
Thanks, I've had hail damage in the past on other vehicles, but nothing like this. The hail was hen egg size and very hard and a lot of it. It was a crazy storm.
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8867811
06/14/23 01:26 AM
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Joined: Jul 2007
Posts: 35,191
Brother in-law
THF Celebrity
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THF Celebrity
Joined: Jul 2007
Posts: 35,191 |
Location? I know west Flower Mound had some big stuff
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8867812
06/14/23 01:28 AM
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Joined: Oct 2013
Posts: 6,015
Ol Thumper
THF Trophy Hunter
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THF Trophy Hunter
Joined: Oct 2013
Posts: 6,015 |
Hopefully they total it and you can buy it back id that’s what your wanting to do but if they do total it and you end up not wanting it let me know, I might be interested in buying it from you. I’m looking for a good truck and looks don’t matter,
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8867819
06/14/23 02:00 AM
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Joined: Oct 2014
Posts: 341
Phlash
OP
Bird Dog
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OP
Bird Dog
Joined: Oct 2014
Posts: 341 |
I'm in Pampa, TX in the Panhandle. It is a solid truck and never in an accident. It is the SLT Plus trim with LED lights, chrome package, factory bed liner and fairly new Michelin tires. Depending on insurance, I torn between keeping and driving it as is or getting another.
Last edited by Phlash; 06/14/23 02:50 AM.
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8867861
06/14/23 04:13 AM
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Joined: Aug 2009
Posts: 22,797
BigPig
THF Celebrity
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THF Celebrity
Joined: Aug 2009
Posts: 22,797 |
My truck took tennis ball size hail back in December. Cracked a tail light, break light, windshield, and obviously dent on the body. My truck is a 2014 Ram with 200k miles, it was totaled.
Wade Dews, REALTOR ® Rendon Realty, LLC Frontline Real Estate Team www.RendonRealty.comWadeDews@gmail.com 214-356-2410 Up to 1% for closing costs for First Responders & Veterans Proudly partnered with Assist The Officer Foundation https://atodallas.org/
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Re: Questions about vehicle hail damage
[Re: Brother in-law]
#8867863
06/14/23 04:17 AM
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Joined: Dec 2010
Posts: 8,841
DocHorton
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2010
Posts: 8,841 |
Location? I know west Flower Mound had some big stuff From last night....think these are the worst I've ever seen.
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8867872
06/14/23 05:30 AM
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Joined: Dec 2009
Posts: 5,477
Big Fitz
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2009
Posts: 5,477 |
My Sequoia was totaled but I kept it and got the delta (vehicle worth minus salvage value) and I do NOT have a salvage title.
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Re: Questions about vehicle hail damage
[Re: DocHorton]
#8867885
06/14/23 09:46 AM
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Joined: Jan 2009
Posts: 12,271
kry226
The General
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The General
Joined: Jan 2009
Posts: 12,271 |
Location? I know west Flower Mound had some big stuff From last night....think these are the worst I've ever seen. Dang!
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8867904
06/14/23 11:19 AM
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Joined: Oct 2006
Posts: 18,600
ducknbass
THF Celebrity
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THF Celebrity
Joined: Oct 2006
Posts: 18,600 |
Last year the insurance company totaled my truck and I bought it back. They changed the laws in Texas on salvage title. My title is clear, car fax will show that my insurance company called it a total loss. (I believe a salvage title is now only when there is frame or water damage but don’t quote me on that)
Worst part is your driving around with liability insurance in a world full of idiots without insurance.
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Re: Questions about vehicle hail damage
[Re: Ol Thumper]
#8867940
06/14/23 12:31 PM
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Joined: Nov 2018
Posts: 791
Ktexas14
Tracker
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Tracker
Joined: Nov 2018
Posts: 791 |
They’ve always done PDR on my trucks in the past but if you had baseball sized hail it’s possible they total it but I’d be surprised. I’ve had golf ball sized on several different trucks and they wrote a check to fix them and I pocketed the money and used them as is. I’ve also bought a few back from the insurance company after they were totaled so that’s an option. The title will be a salvaged title if they do total it but who cares, it’s cosmetic and not mechanical. The problem with buying it back with a salvage title is insurance companies often don't insure they for comprehensive and collision afterwards.
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Re: Questions about vehicle hail damage
[Re: ducknbass]
#8867942
06/14/23 12:32 PM
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Joined: Nov 2018
Posts: 791
Ktexas14
Tracker
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Tracker
Joined: Nov 2018
Posts: 791 |
Last year the insurance company totaled my truck and I bought it back. They changed the laws in Texas on salvage title. My title is clear, car fax will show that my insurance company called it a total loss. (I believe a salvage title is now only when there is frame or water damage but don’t quote me on that)
Worst part is your driving around with liability insurance in a world full of idiots without insurance. This is really good to know.
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Re: Questions about vehicle hail damage
[Re: kry226]
#8867961
06/14/23 12:54 PM
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Joined: Nov 2009
Posts: 6,767
jskin
THF Trophy Hunter
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THF Trophy Hunter
Joined: Nov 2009
Posts: 6,767 |
Location? I know west Flower Mound had some big stuff From last night....think these are the worst I've ever seen. Dang! Man oh man! What city was this Doc?
"While we are postponing, life speeds by"
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8868122
06/14/23 05:53 PM
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Joined: Sep 2012
Posts: 12,933
PMK
THF Celebrity
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THF Celebrity
Joined: Sep 2012
Posts: 12,933 |
yep, biggest concern about buying it back would be only being able to get liability insurance ... way to many idiots without insurance these days roaming among us ...
"everyone that lives dies but not everyone who dies lived..."
~PMK~
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Re: Questions about vehicle hail damage
[Re: jskin]
#8868125
06/14/23 05:59 PM
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Joined: Dec 2010
Posts: 8,841
DocHorton
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2010
Posts: 8,841 |
Location? I know west Flower Mound had some big stuff From last night....think these are the worst I've ever seen. Dang! Man oh man! What city was this Doc? Mansfield. When the first couple hit I thought they were gunshots. It was looouuuudd!
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Re: Questions about vehicle hail damage
[Re: Ktexas14]
#8868129
06/14/23 06:04 PM
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Joined: Jan 2013
Posts: 2,933
Gringo Bling
Veteran Tracker
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Veteran Tracker
Joined: Jan 2013
Posts: 2,933 |
They’ve always done PDR on my trucks in the past but if you had baseball sized hail it’s possible they total it but I’d be surprised. I’ve had golf ball sized on several different trucks and they wrote a check to fix them and I pocketed the money and used them as is. I’ve also bought a few back from the insurance company after they were totaled so that’s an option. The title will be a salvaged title if they do total it but who cares, it’s cosmetic and not mechanical. The problem with buying it back with a salvage title is insurance companies often don't insure they for comprehensive and collision afterwards. I have never purchased a salvage vehicle, but I would think resale would be something to consider once you're done with it. No dealer will buy it and most individuals will shy away from it, as well. I'm in auto finance and we won't issue financing to salvage titled vehicles. So it would need to be a cash paying individual who is OK with purchasing a salvage titled vehicle.
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Re: Questions about vehicle hail damage
[Re: Gringo Bling]
#8868206
06/14/23 08:49 PM
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Joined: Aug 2009
Posts: 22,797
BigPig
THF Celebrity
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THF Celebrity
Joined: Aug 2009
Posts: 22,797 |
They’ve always done PDR on my trucks in the past but if you had baseball sized hail it’s possible they total it but I’d be surprised. I’ve had golf ball sized on several different trucks and they wrote a check to fix them and I pocketed the money and used them as is. I’ve also bought a few back from the insurance company after they were totaled so that’s an option. The title will be a salvaged title if they do total it but who cares, it’s cosmetic and not mechanical. The problem with buying it back with a salvage title is insurance companies often don't insure they for comprehensive and collision afterwards. I have never purchased a salvage vehicle, but I would think resale would be something to consider once you're done with it. No dealer will buy it and most individuals will shy away from it, as well. I'm in auto finance and we won't issue financing to salvage titled vehicles. So it would need to be a cash paying individual who is OK with purchasing a salvage titled vehicle. Which is someone that will never get insurance and use fake dealer tags, there’s plenty of those out there so the sale should be easy .
Wade Dews, REALTOR ® Rendon Realty, LLC Frontline Real Estate Team www.RendonRealty.comWadeDews@gmail.com 214-356-2410 Up to 1% for closing costs for First Responders & Veterans Proudly partnered with Assist The Officer Foundation https://atodallas.org/
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Re: Questions about vehicle hail damage
[Re: BigPig]
#8868235
06/14/23 09:56 PM
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Joined: Jan 2013
Posts: 2,933
Gringo Bling
Veteran Tracker
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Veteran Tracker
Joined: Jan 2013
Posts: 2,933 |
They’ve always done PDR on my trucks in the past but if you had baseball sized hail it’s possible they total it but I’d be surprised. I’ve had golf ball sized on several different trucks and they wrote a check to fix them and I pocketed the money and used them as is. I’ve also bought a few back from the insurance company after they were totaled so that’s an option. The title will be a salvaged title if they do total it but who cares, it’s cosmetic and not mechanical. The problem with buying it back with a salvage title is insurance companies often don't insure they for comprehensive and collision afterwards. I have never purchased a salvage vehicle, but I would think resale would be something to consider once you're done with it. No dealer will buy it and most individuals will shy away from it, as well. I'm in auto finance and we won't issue financing to salvage titled vehicles. So it would need to be a cash paying individual who is OK with purchasing a salvage titled vehicle. Which is someone that will never get insurance and use fake dealer tags, there’s plenty of those out there so the sale should be easy . Hopefully, that is a thing of the past with Abbott signing a bill into law banning temporary license plates in Texas. It won't be active until July 2025 though.
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8869229
06/16/23 05:16 PM
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Joined: Aug 2005
Posts: 6,762
psycho0819
THF Trophy Hunter
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THF Trophy Hunter
Joined: Aug 2005
Posts: 6,762 |
You'd be surprised what they'll fix. Mine got beat up pretty bad a few years back, about the same mileage as yours, Basic '18 Chevy 1/2ton 2wd, they replaced the hood and the entire roof, then PDR'd the rest of the dents out. Which was all fine with me because between the time I bought the truck and it got the hail damage truck prices had gotten stupid, now they are just insane.
Tolerance is the virtue of a man without conviction.
The end of the world began the day it was created, and life is a sexually transmitted terminal disease.
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8869243
06/16/23 05:42 PM
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Joined: Jul 2008
Posts: 33,573
bigbob_ftw
Big Sprocket Bob
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Big Sprocket Bob
Joined: Jul 2008
Posts: 33,573 |
I still had paper tags when my 2015 got hit. Took it to the Ford house who did a perfect job fixing it. Total was about 8k.
Ultra MAGA '24.
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Re: Questions about vehicle hail damage
[Re: Phlash]
#8869457
06/17/23 01:43 AM
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Joined: Nov 2007
Posts: 9,187
Espy
THF Trophy Hunter
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THF Trophy Hunter
Joined: Nov 2007
Posts: 9,187 |
About 30 mins ago son and daughter in law were almost home when the hail got them. Her 2023 Ford got damaged and sons f250 got some dings along with the camper. Guess gonna have to check roof tomorrow. They live close to Lorena.
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Re: Questions about vehicle hail damage
[Re: Gringo Bling]
#8869669
06/17/23 05:08 PM
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Joined: Aug 2009
Posts: 22,797
BigPig
THF Celebrity
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THF Celebrity
Joined: Aug 2009
Posts: 22,797 |
The problem with buying it back with a salvage title is insurance companies often don't insure they for comprehensive and collision afterwards.
I have never purchased a salvage vehicle, but I would think resale would be something to consider once you're done with it. No dealer will buy it and most individuals will shy away from it, as well. I'm in auto finance and we won't issue financing to salvage titled vehicles. So it would need to be a cash paying individual who is OK with purchasing a salvage titled vehicle. Which is someone that will never get insurance and use fake dealer tags, there’s plenty of those out there so the sale should be easy . Hopefully, that is a thing of the past with Abbott signing a bill into law banning temporary license plates in Texas. It won't be active until July 2025 though. I imagibe it will work about as well as banning drugs
Wade Dews, REALTOR ® Rendon Realty, LLC Frontline Real Estate Team www.RendonRealty.comWadeDews@gmail.com 214-356-2410 Up to 1% for closing costs for First Responders & Veterans Proudly partnered with Assist The Officer Foundation https://atodallas.org/
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