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Looking for liability insurance #4160973 04/02/13 01:56 AM
Joined: Nov 2012
Posts: 146
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Meat man Offline OP
Woodsman
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What is the best insurance company or organization for lease liability insurance?

Re: Looking for liability insurance [Re: Meat man] #4161032 04/02/13 02:16 AM
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aeb Offline
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Do you own the place or are you leasing?


Re: Looking for liability insurance [Re: aeb] #4161064 04/02/13 02:26 AM
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Meat man Offline OP
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We are leasing

Re: Looking for liability insurance [Re: Meat man] #4161470 04/02/13 11:11 AM
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texas wetlands Offline
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Davis-Garvin Agency In South Carolina. The used to write policies for hunting whether you were leaseing or the land owner. I have bought policies from them several times for Texas properties. Very easy to deal with.

Re: Looking for liability insurance [Re: texas wetlands] #4161890 04/02/13 02:25 PM
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twindad Offline
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That brings up a good question. Is it normal for the landowner to carry the liability insurance or for the leasees to carry it?

Re: Looking for liability insurance [Re: twindad] #4161911 04/02/13 02:32 PM
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Leonardo Online Content
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If you are leasing then why do you need liability insurance?

Re: Looking for liability insurance [Re: Leonardo] #4162398 04/02/13 05:48 PM
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Aggieivy Offline
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Most landowners require lessees to have liability insurance that will cover any damage to the property that you cause--or protect the landowner if someone is injured. This is usually done through a written lease whereby the lessee agrees to indemnify the landowner for such things and the only way to ensure that the lessee would have the funds, the landowner usually requires the lessee to take out a policy and list the landowner as an additional insured.

The price of a policy is usually done by acreage. Most insurance agencies don't do this so you may want to try someone who "specializes" in hunting lease insurance to get a better deal.

Re: Looking for liability insurance [Re: Leonardo] #4162411 04/02/13 05:51 PM
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Cub Flyer Offline
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Have your members check their home owners policies. My policy is through State Farm, and I am covered by my policy while on my lease. The coverage is up to the full amount of my liablity.

My agent was able to add the Land Owner for my lease as an "also insured." Provided that to my land owner and all was good.

No extra costs either. My only complaint about my policy is that my firearms collection is covered for a total of $5000, and the only way I can increase the coverage is to drag the entire collection off to have an appraisal done.

Re: Looking for liability insurance [Re: Cub Flyer] #4162631 04/02/13 07:19 PM
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don k Offline
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I get mine through the Farm Bureau. Cheapest for the amount of coverage I found.

Re: Looking for liability insurance [Re: don k] #4163076 04/02/13 09:56 PM
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Meat man Offline OP
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Thanks for the feedback. Most places I have found are 15 cents an acre with 1000 acre minimum

Re: Looking for liability insurance [Re: Meat man] #4173775 04/08/13 01:10 AM
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huntinraider Offline
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Clayton Stillwell at Farm bureau is the man, (817) 300-3477

Re: Looking for liability insurance [Re: huntinraider] #4178108 04/09/13 11:10 PM
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whitetailfanatic Offline
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Try the NWTF or QDMA.COM


whitetail.fanatic@yahoo.com
Re: Looking for liability insurance [Re: whitetailfanatic] #4178434 04/10/13 01:33 AM
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Atlas Offline
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Good info, thanks


"The two enemies of the people are criminals and government, so let us tie the second down with the chains of the Constitution so the second will not become the legalized version of the first." ~ Thomas Jefferson
Re: Looking for liability insurance [Re: Atlas] #4185934 04/13/13 01:56 PM
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Justin - Allstate Forney Offline
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If you have a GOOD homeowners policy or Renter's policy, the liability portion of that policy should cover you. Check with your agent. Top brands like Allstate, will cover your liability worldwide, but of course there are also some exceptions as far as alcohol and drugs go.

But if you look hard enough someone will sell you a policy you don't need as currently in California you can purchase Zombie insurance!!! Lol...

Save the extra money for feed,


Justin Slocum
Allstate Agent
406 Pinson Rd.
Forney, TX 75126
972-564-4001
justinslocum@allstate.com

Auto, Home, ATV/UTV, RV, Boat, Life, Commercial

(Call me, We insure it all!)
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