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Looking for liability insurance
#4160973
04/02/13 01:56 AM
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Joined: Nov 2012
Posts: 146
Meat man
OP
Woodsman
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OP
Woodsman
Joined: Nov 2012
Posts: 146 |
What is the best insurance company or organization for lease liability insurance?
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Re: Looking for liability insurance
[Re: Meat man]
#4161032
04/02/13 02:16 AM
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Joined: Jun 2010
Posts: 16,350
aeb
THF Celebrity
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THF Celebrity
Joined: Jun 2010
Posts: 16,350 |
Do you own the place or are you leasing?
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Re: Looking for liability insurance
[Re: aeb]
#4161064
04/02/13 02:26 AM
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Joined: Nov 2012
Posts: 146
Meat man
OP
Woodsman
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OP
Woodsman
Joined: Nov 2012
Posts: 146 |
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Re: Looking for liability insurance
[Re: Meat man]
#4161470
04/02/13 11:11 AM
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Joined: Jan 2013
Posts: 340
texas wetlands
Bird Dog
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Bird Dog
Joined: Jan 2013
Posts: 340 |
Davis-Garvin Agency In South Carolina. The used to write policies for hunting whether you were leaseing or the land owner. I have bought policies from them several times for Texas properties. Very easy to deal with.
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Re: Looking for liability insurance
[Re: texas wetlands]
#4161890
04/02/13 02:25 PM
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Joined: May 2009
Posts: 404
twindad
Bird Dog
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Bird Dog
Joined: May 2009
Posts: 404 |
That brings up a good question. Is it normal for the landowner to carry the liability insurance or for the leasees to carry it?
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Re: Looking for liability insurance
[Re: twindad]
#4161911
04/02/13 02:32 PM
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Joined: Jan 2008
Posts: 5,574
Leonardo
THF Trophy Hunter
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THF Trophy Hunter
Joined: Jan 2008
Posts: 5,574 |
If you are leasing then why do you need liability insurance?
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Re: Looking for liability insurance
[Re: Leonardo]
#4162398
04/02/13 05:48 PM
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Joined: Jan 2013
Posts: 63
Aggieivy
Outdoorsman
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Outdoorsman
Joined: Jan 2013
Posts: 63 |
Most landowners require lessees to have liability insurance that will cover any damage to the property that you cause--or protect the landowner if someone is injured. This is usually done through a written lease whereby the lessee agrees to indemnify the landowner for such things and the only way to ensure that the lessee would have the funds, the landowner usually requires the lessee to take out a policy and list the landowner as an additional insured.
The price of a policy is usually done by acreage. Most insurance agencies don't do this so you may want to try someone who "specializes" in hunting lease insurance to get a better deal.
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Re: Looking for liability insurance
[Re: Leonardo]
#4162411
04/02/13 05:51 PM
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Joined: Feb 2013
Posts: 46
Cub Flyer
Light Foot
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Light Foot
Joined: Feb 2013
Posts: 46 |
Have your members check their home owners policies. My policy is through State Farm, and I am covered by my policy while on my lease. The coverage is up to the full amount of my liablity.
My agent was able to add the Land Owner for my lease as an "also insured." Provided that to my land owner and all was good.
No extra costs either. My only complaint about my policy is that my firearms collection is covered for a total of $5000, and the only way I can increase the coverage is to drag the entire collection off to have an appraisal done.
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Re: Looking for liability insurance
[Re: Cub Flyer]
#4162631
04/02/13 07:19 PM
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Joined: Aug 2008
Posts: 14,952
don k
THF Celebrity
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THF Celebrity
Joined: Aug 2008
Posts: 14,952 |
I get mine through the Farm Bureau. Cheapest for the amount of coverage I found.
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Re: Looking for liability insurance
[Re: don k]
#4163076
04/02/13 09:56 PM
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Joined: Nov 2012
Posts: 146
Meat man
OP
Woodsman
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OP
Woodsman
Joined: Nov 2012
Posts: 146 |
Thanks for the feedback. Most places I have found are 15 cents an acre with 1000 acre minimum
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Re: Looking for liability insurance
[Re: Meat man]
#4173775
04/08/13 01:10 AM
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Joined: Dec 2008
Posts: 251
huntinraider
Bird Dog
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Bird Dog
Joined: Dec 2008
Posts: 251 |
Clayton Stillwell at Farm bureau is the man, (817) 300-3477
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Re: Looking for liability insurance
[Re: huntinraider]
#4178108
04/09/13 11:10 PM
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Joined: Mar 2006
Posts: 3,115
whitetailfanatic
Veteran Tracker
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Veteran Tracker
Joined: Mar 2006
Posts: 3,115 |
whitetail.fanatic@yahoo.com
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Re: Looking for liability insurance
[Re: whitetailfanatic]
#4178434
04/10/13 01:33 AM
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Joined: Sep 2010
Posts: 211
Atlas
Woodsman
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Woodsman
Joined: Sep 2010
Posts: 211 |
"The two enemies of the people are criminals and government, so let us tie the second down with the chains of the Constitution so the second will not become the legalized version of the first." ~ Thomas Jefferson
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Re: Looking for liability insurance
[Re: Atlas]
#4185934
04/13/13 01:56 PM
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Joined: Nov 2009
Posts: 516
Justin - Allstate Forney
Tracker
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Tracker
Joined: Nov 2009
Posts: 516 |
If you have a GOOD homeowners policy or Renter's policy, the liability portion of that policy should cover you. Check with your agent. Top brands like Allstate, will cover your liability worldwide, but of course there are also some exceptions as far as alcohol and drugs go.
But if you look hard enough someone will sell you a policy you don't need as currently in California you can purchase Zombie insurance!!! Lol...
Save the extra money for feed,
Justin Slocum Allstate Agent 406 Pinson Rd. Forney, TX 75126 972-564-4001 justinslocum@allstate.com
Auto, Home, ATV/UTV, RV, Boat, Life, Commercial
(Call me, We insure it all!)
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