We are happy with our standing seam.

Most people cannot afford to upgrade...it seems like a no brainer but its scary the number of people living pay check to paycheck. They're getting a new roof as is for free or almost free. The cosmetic waiver is a result of every greedy roofer (seemingly) knocking doors where they see a metal roof and scarring the owner with a "you have hail damage" and then gives them a "free inspection" where they are likely to find pepper dents or bigger. Then they come down the ladder with a plan to get owners to file a claim. I'm 55, been in the metal roofing industry sense the summer between my freshman/sophomore year of HS....and its been going on all this time. Don't get me wrong, I do not feel sorry for the insurance company's, the IA's are just as greedy as the roofers lol. I've seen metal roofs get bought where I couldn't find a single dent!

IMO you gotta find a carrier that will cover the metal roof (they exist) if you want it covered, then see what the savings are for the class 4 discount (cosmetic waiver) If its not enough savings do not take it, if so take it.

Not all metal roofs are created equal, I wouldn't put some on my dog house. And in case your wondering, my 2 homes have standing seam on them, if that tells you something (hint hint)

nice roof pp

Standing seam is the way to go. That is exactly what I wanted (black as well), but wife wanted stone coated steel because how it looked, this was 2013. I'll vouch for BDB, good guy and knows metal roofs. I got locked into a roof contract in 2013 that went bad with a crooked manger that got fired, owner's family stepped in and all worked out and I ended up with a really nice roof. But BDB coached me along and spent a lot time with me on the phone. I would have switched to him if I could have.

Thanks!

We had no problem getting insurance without any waiver…. Our insurance cost is less than our previous home that didn’t have a metal roof… agent said because our house is fire proof from fires starting outside the house because of cement board and stone to go with the metal roof….