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Feb 12th, 2024
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 Re: Car Insurance
[Re: Biscuit]
#8962489
11/27/23 11:36 AM
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Joined: Sep 2012
Posts: 834
macec3(TX)
Tracker
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Tracker
Joined: Sep 2012
Posts: 834 |
If you are old enough for AARP, The Hartford has been the cheapest for me. Compared to Texas Farm bureau (I had TFB for decades) The Hartford was a little more than half of what TFB was charging.
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Re: Car Insurance
[Re: Biscuit]
#8962491
11/27/23 11:36 AM
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Joined: Sep 2012
Posts: 834
macec3(TX)
Tracker
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Tracker
Joined: Sep 2012
Posts: 834 |
If you are old enough for AARP, The Hartford has been the cheapest for me. Compared to Texas Farm bureau (I had TFB for decades) The Hartford was a little more than half of what TFB was charging.
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Re: Car Insurance
[Re: Ramsey]
#8962496
11/27/23 12:03 PM
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Joined: Apr 2005
Posts: 44,011
Stub
THF Celebrity
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THF Celebrity
Joined: Apr 2005
Posts: 44,011 |
Been with State Farm for 30+ years. And now way would I change even if I someone was cheaper They have been good to me and taken care of me My mom was with State Farm for 43 years, got carjacked at gunpoint and they totaled the car. It took over 60 days to settle and we had to push them hard to finish. Only claim was a one year old subaru with 6,000 miles. They should have wrote a check the first day. Like a good neighbor NAH they can go ::::: themselves. My elderly neighbors have State Farm, their car got totaled in a wreck. The other person ran a Red light and admitted to the police she was on her cell phone and did not see the light. They have like a 2017 Hyundai Sonata or Elantra that was in great shape, low, miles. State Farm offered them $10,000, I told them that sounded low and to look at NADA & Edmunds for retail value. Turns out retail value is $14,000, they have State Farm up to $13,000 now and it has been over 6 weeks since the wreck. We had State Farm and they were great about paying claims, they just got way to high so we switched to USAA about 20 + years ago, probably paying to much now too but thats life in the Metro Mess
  “I never forget a face—but in your case, I’ll be glad to make an exception.” —Groucho Marx
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Re: Car Insurance
[Re: NORML as can be]
#8963134
11/28/23 10:59 AM
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Joined: Jan 2007
Posts: 15,542
reeltexan
THF Celebrity
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THF Celebrity
Joined: Jan 2007
Posts: 15,542 |
Just renewed with Texas Farm Bureau. They have mine. Call your agent every time you renew and ask for his quote. If you don’t shop it they overcharge.
![[Linked Image]](https://i.postimg.cc/KjZZqFj8/point-with-bird.jpg) "If we ever forget that we are One Nation Under God, then we will be a nation gone under." Ronald Reagan
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 Re: Car Insurance
[Re: Biscuit]
#8963199
11/28/23 02:13 PM
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Joined: Sep 2012
Posts: 185
RussellWayne
Woodsman
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Woodsman
Joined: Sep 2012
Posts: 185 |
currently have farmers, the price is getting pretty high. I got a quote from Gosehead and the coverages increased and the price dropped a little. Never had a vehicle claim but farmers is just snowballing
Last edited by RussellWayne; 11/28/23 02:14 PM. Reason: spelling
You have to remember, they might not be drinking as much as we are.
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Re: Car Insurance
[Re: Biscuit]
#8963256
11/28/23 03:40 PM
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Joined: Apr 2011
Posts: 29,042
Western
THF Celebrity
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THF Celebrity
Joined: Apr 2011
Posts: 29,042 |
Get a quote from Amica wjile you're at it.
We had Farm Bureau for over 20 years and Amica beat by 1/3rd at least, much more coverage as well.
Doubt you can beat FB's customer service and claims pricessing though
If at first you dont succeed, then skydiving is not for you..
"Don't trust everything you read on the Internet"- Abraham Lincoln
Dennis
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Re: Car Insurance
[Re: Biscuit]
#8963348
11/28/23 06:04 PM
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Joined: Jan 2013
Posts: 1,021
Kevin_M
Pro Tracker
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Pro Tracker
Joined: Jan 2013
Posts: 1,021 |
I trust my broker. He shops for us each year and goes over all of the options, coverage with all the details that matter as well as the prices. In the 8 years I have used him, he has never steered us wrong. The kicker for us is homeowners insurance. Due to my location and risk of wildfire, most insurers don't want to even touch us.
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Re: Car Insurance
[Re: Stub]
#8963749
11/29/23 12:19 PM
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Joined: Jul 2005
Posts: 3,309
Stump_jumper
Veteran Tracker
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Veteran Tracker
Joined: Jul 2005
Posts: 3,309 |
Been with State Farm for 30+ years. And now way would I change even if I someone was cheaper They have been good to me and taken care of me My mom was with State Farm for 43 years, got carjacked at gunpoint and they totaled the car. It took over 60 days to settle and we had to push them hard to finish. Only claim was a one year old subaru with 6,000 miles. They should have wrote a check the first day. Like a good neighbor NAH they can go ::::: themselves. My elderly neighbors have State Farm, their car got totaled in a wreck. The other person ran a Red light and admitted to the police she was on her cell phone and did not see the light. They have like a 2017 Hyundai Sonata or Elantra that was in great shape, low, miles. State Farm offered them $10,000, I told them that sounded low and to look at NADA & Edmunds for retail value. Turns out retail value is $14,000, they have State Farm up to $13,000 now and it has been over 6 weeks since the wreck. We had State Farm and they were great about paying claims, they just got way to high so we switched to USAA about 20 + years ago, probably paying to much now too but thats life in the Metro Mess Lady ran a stop sign and totalled my truck due to frame damage. NEVER accept an insurance company's first or even 2nd or 3rd offer. Do your own research on what your vehicle is worth. I turned down several offers from her insurance company. They were paying for my rental so they had some incentive to settle with me. My BIL was an adjuster at one time and told me to think about going to a chiropractor and mention that to them. I tboned her and did have some soreness in my chest from the seat belt.
2017 Tundra 5.7 CM 4x4
2006 Champion 2200 Bay Boat
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