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Car Insurance
#8961481
11/25/23 08:18 PM
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Joined: Nov 2017
Posts: 19,490
Biscuit
OP
THF Celebrity
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OP
THF Celebrity
Joined: Nov 2017
Posts: 19,490 |
I’ve used USAA for more than 20 years, my insurance has went up 70% over the last two years and I’ve never made a claim.
Let me know who you use or would suggest?
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Re: Car Insurance
[Re: Biscuit]
#8961506
11/25/23 09:01 PM
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Joined: Nov 2008
Posts: 8,377
LoneStarSon
THF Trophy Hunter
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THF Trophy Hunter
Joined: Nov 2008
Posts: 8,377 |
State Farm has been by far the cheapest for me on my car this last year. I would also look at Texas Farm Bureau and Germania.
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Re: Car Insurance
[Re: Biscuit]
#8961509
11/25/23 09:06 PM
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Joined: Nov 2009
Posts: 69,548
NORML as can be
^^Cut the Cord^^
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^^Cut the Cord^^
Joined: Nov 2009
Posts: 69,548 |
Just renewed with Texas Farm Bureau.
(R-TX) .-- " TCNN CURL CRLB VFF VRNO AYR SNDL CGC TLRY MSOS "
_=====___=________==-
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Re: Car Insurance
[Re: Biscuit]
#8961514
11/25/23 09:20 PM
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Joined: Dec 2009
Posts: 9,949
The Dude Abides
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2009
Posts: 9,949 |
I’ve used USAA for more than 20 years, my insurance has went up 70% over the last two years and I’ve never made a claim.
Let me know who you use or would suggest? You're not paying for YOUR good driving record and no claims. You're paying for all the bad drivers, uninsured, underinsured idiots that live in your area. Good Luck!
Last edited by The Dude Abides; 11/25/23 09:20 PM.
I am still looking for the perfect apron, one with reinforced knee areas would be perfect.
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Re: Car Insurance
[Re: Biscuit]
#8961531
11/25/23 09:56 PM
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Joined: Jul 2013
Posts: 6,159
tlk
THF Trophy Hunter
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THF Trophy Hunter
Joined: Jul 2013
Posts: 6,159 |
Homeowner and auto coverage is going up everywhere. Some companies are dropping customers if they are in a high risk area
You can't fix stupid
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Re: Car Insurance
[Re: Biscuit]
#8961535
11/25/23 10:04 PM
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Joined: Nov 2008
Posts: 1,253
71Rcode
Pro Tracker
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Pro Tracker
Joined: Nov 2008
Posts: 1,253 |
I'm with usaa for everything but auto. Just stupid expensive.
NRA Life Member & GOA Member Always interested in Marlins. Let me know what you have for sale!
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Re: Car Insurance
[Re: The Dude Abides]
#8961536
11/25/23 10:08 PM
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Joined: Jun 2011
Posts: 34,380
Buzzsaw
THF Celebrity
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THF Celebrity
Joined: Jun 2011
Posts: 34,380 |
I’ve used USAA for more than 20 years, my insurance has went up 70% over the last two years and I’ve never made a claim.
Let me know who you use or would suggest? You're not paying for YOUR good driving record and no claims. You're paying for all the bad drivers, uninsured, underinsured idiots that live in your area. Good Luck! Yes !! I think we have to shop every year and switch every year. It's a pain but might be the future of all insurance.
SPACE FOR RENT
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Re: Car Insurance
[Re: Biscuit]
#8961709
11/26/23 01:11 AM
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Joined: Oct 2004
Posts: 22,553
Superduty
"The Regulator"
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"The Regulator"
Joined: Oct 2004
Posts: 22,553 |
I have been with State Farm over 30 years. Home, auto, RV and two vehicles. I am getting copies of the policies next week and sending them to USAA for a comparison next week.
We will see.
'It's Only Treason if You Lose."
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Re: Car Insurance
[Re: Biscuit]
#8961846
11/26/23 09:46 AM
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Joined: Sep 2004
Posts: 12,557
RedRanger
THF Celebrity
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THF Celebrity
Joined: Sep 2004
Posts: 12,557 |
I’ve used USAA for more than 20 years, my insurance has went up 70% over the last two years and I’ve never made a claim.
Let me know who you use or would suggest? If you have a few vehicles have them listed like you rarely drive them, you will get lower rates. They have a name for that like casual only driving, and not for work etc.
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Re: Car Insurance
[Re: Biscuit]
#8961860
11/26/23 11:41 AM
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Joined: Nov 2005
Posts: 2,352
copperhead
Veteran Tracker
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Veteran Tracker
Joined: Nov 2005
Posts: 2,352 |
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Re: Car Insurance
[Re: Superduty]
#8961866
11/26/23 12:19 PM
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Joined: Dec 2013
Posts: 7,158
GasGuzzler
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2013
Posts: 7,158 |
I have been with State Farm over 30 years. Same here and it's gotten me nowhere. My premium has gone from $2300 to $5400 in three years just for the cars.
Pass the gravy.
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Re: Car Insurance
[Re: Biscuit]
#8961876
11/26/23 12:45 PM
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Joined: Nov 2005
Posts: 5,678
Ox190
THF Trophy Hunter
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THF Trophy Hunter
Joined: Nov 2005
Posts: 5,678 |
I've had better luck using an independent broker who does the leg work for me.
"There has never been an occasion where a people gave up their weapons in the interest of peace that didn't end in their massacre." Louis L'Amour
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Re: Car Insurance
[Re: Buzzsaw]
#8961892
11/26/23 01:24 PM
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Joined: Jul 2019
Posts: 14,423
Hudbone
THF Celebrity
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THF Celebrity
Joined: Jul 2019
Posts: 14,423 |
Yes !! I think we have to shop every year and switch every year. It's a pain but might be the future of all insurance. Companies now penalizing through costs for this behavior. Don’t necessarily agree with it, just saying they are tracking it. Also tracking prior insurance limits. 40 years and never seen anything like what is going on. Pointed out what was occurring the spring and some rocket surgeon on here referred to me as being an industry fear monger. It’s only gotten worse since then and, for whatever reasons, it the worst for you guys in TX Lite (the metromess). You guys that are so smart, you do it on your own, really help me. Seen people save a little and then lose a lot. Setting it up so it’s best at time of making payment can get costly. One inadequately covered claim can be financially devastating. The industry is out of control. They made it possible for people who live in Frisco to come out on top to the detriment of everybody that has to pay. There are a multitude of other contributing factors. Progressive is doing well right now. Most every other company you guys recognize is and has been losing money. Plain & simple, it sucks. Good luck in your endeavors.
Last edited by Hudbone; 11/26/23 01:32 PM.
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Re: Car Insurance
[Re: Ox190]
#8961904
11/26/23 01:50 PM
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Joined: Dec 2013
Posts: 7,158
GasGuzzler
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2013
Posts: 7,158 |
I've had better luck using an independent broker who does the leg work for me. My guy looked into it and showed me how and why it would cost me more to switch.
Pass the gravy.
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Re: Car Insurance
[Re: Superduty]
#8961956
11/26/23 02:55 PM
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Joined: Sep 2004
Posts: 12,557
RedRanger
THF Celebrity
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THF Celebrity
Joined: Sep 2004
Posts: 12,557 |
I have been with State Farm over 30 years. Home, auto, RV and two vehicles. I am getting copies of the policies next week and sending them to USAA for a comparison next week.
We will see. I have been with State Farm for 36 years now I can't find anyone to beat my rates on vehicles They offer so many discounts like multiply car, Mulitply policies, you can't beat them. I have had police come to my house to check my locks/doors and windows and they offer some kind of discount for that, burgular alarm discount pay for the alarm.
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Re: Car Insurance
[Re: GasGuzzler]
#8961965
11/26/23 03:06 PM
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Joined: Sep 2004
Posts: 12,557
RedRanger
THF Celebrity
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THF Celebrity
Joined: Sep 2004
Posts: 12,557 |
I've had better luck using an independent broker who does the leg work for me. My guy looked into it and showed me how and why it would cost me more to switch. And they get bottom of the line coverage sometimes. I have done thousands of insurance claims on homes, these people who cheap out get their claimed denied when they file. I would stay with a name brand that's been around, now of days way too many unknown like Elephant, Lemonade, etc
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Re: Car Insurance
[Re: Biscuit]
#8961973
11/26/23 03:22 PM
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Joined: May 2009
Posts: 1,871
Grit
Pro Tracker
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Pro Tracker
Joined: May 2009
Posts: 1,871 |
Been with State Farm for 30+ years.
Garrett
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Re: Car Insurance
[Re: Grit]
#8962006
11/26/23 04:20 PM
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Joined: Sep 2004
Posts: 12,557
RedRanger
THF Celebrity
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THF Celebrity
Joined: Sep 2004
Posts: 12,557 |
Been with State Farm for 30+ years. And now way would I change even if I someone was cheaper They have been good to me and taken care of me
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Re: Car Insurance
[Re: RedRanger]
#8962009
11/26/23 04:28 PM
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Joined: May 2009
Posts: 1,871
Grit
Pro Tracker
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Pro Tracker
Joined: May 2009
Posts: 1,871 |
Been with State Farm for 30+ years. And now way would I change even if I someone was cheaper They have been good to me and taken care of me Yep. They cover us from head to toe. Home, auto, ECT...
Garrett
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Re: Car Insurance
[Re: Biscuit]
#8962345
11/27/23 01:21 AM
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Joined: Mar 2007
Posts: 5,725
tigger
THF Trophy Hunter
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THF Trophy Hunter
Joined: Mar 2007
Posts: 5,725 |
Companies are looking at replacing vehicle rather than driving record or cost My opinion I am not an underwriter
Tigger If it isn't white it is not a birddog.
KC Lying is lying. Don't bitch about one doing it and condone another. That's called hypocrisy. _________________
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Re: Car Insurance
[Re: tigger]
#8962355
11/27/23 01:35 AM
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Joined: Dec 2013
Posts: 7,158
GasGuzzler
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2013
Posts: 7,158 |
Companies are looking at replacing vehicle rather than driving record or cost My opinion I am not an underwriter Agree. I almost know because I own five cars with full coverage when I shouldn't be carrying that much. Why do I? Because the insurance company over-values my fleet...because so does the rest of the world. 800K miles worth of crap where the newest is 2014 and all together they're really worth $25K but the insurance has them valued at $50K.
Pass the gravy.
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Re: Car Insurance
[Re: RedRanger]
#8962403
11/27/23 02:40 AM
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Joined: Dec 2011
Posts: 14,337
Ramsey
Pepe' Le Pew
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Pepe' Le Pew
Joined: Dec 2011
Posts: 14,337 |
Been with State Farm for 30+ years. And now way would I change even if I someone was cheaper They have been good to me and taken care of me My mom was with State Farm for 43 years, got carjacked at gunpoint and they totaled the car. It took over 60 days to settle and we had to push them hard to finish. Only claim was a one year old subaru with 6,000 miles. They should have wrote a check the first day. Like a good neighbor NAH they can go ::::: themselves.
Big Beckett!!
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Re: Car Insurance
[Re: Ramsey]
#8962426
11/27/23 03:12 AM
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Joined: Jan 2013
Posts: 3,439
TLew
Veteran Tracker
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Veteran Tracker
Joined: Jan 2013
Posts: 3,439 |
Been with State Farm for 30+ years. And now way would I change even if I someone was cheaper They have been good to me and taken care of me My mom was with State Farm for 43 years, got carjacked at gunpoint and they totaled the car. It took over 60 days to settle and we had to push them hard to finish. Only claim was a one year old subaru with 6,000 miles. They should have wrote a check the first day. Like a good neighbor NAH they can go ::::: themselves. Add Allstate to that same bundle
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Re: Car Insurance
[Re: Biscuit]
#8962451
11/27/23 04:01 AM
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Joined: Jul 2008
Posts: 6,448
Chopped54
THF Trophy Hunter
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THF Trophy Hunter
Joined: Jul 2008
Posts: 6,448 |
Farmers for house, Tesla Insurance for my Tesla, Grundy for my classic cars, Progressive for the rest.
Wealth is of the heart and mind and not of the pocket
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Re: Car Insurance
[Re: Ramsey]
#8962474
11/27/23 09:05 AM
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Joined: Sep 2004
Posts: 12,557
RedRanger
THF Celebrity
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THF Celebrity
Joined: Sep 2004
Posts: 12,557 |
Been with State Farm for 30+ years. And now way would I change even if I someone was cheaper They have been good to me and taken care of me My mom was with State Farm for 43 years, got carjacked at gunpoint and they totaled the car. It took over 60 days to settle and we had to push them hard to finish. Only claim was a one year old subaru with 6,000 miles. They should have wrote a check the first day. Like a good neighbor NAH they can go ::::: themselves. I have a sports car that sits outside, Couple years ago it got hail damage, took it to some body shop where they had an agent doing hail claims, they dude wrote me a check for like 5K for some hail damage on the roof and hood, I told him I was just gonna keep the cash since the car is an outside car and what happens if it gets more hail damage, he said the existing one are noted and if any new ones occur they would pay again. I was kinda impressed and kinda shocked.
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