If you had six figures in cash how would you invest it?

Real Estate?
Stocks / Bonds?
Precious Metals?
Other?

Unless you are market savvy I would go real estate.

Hookers and blow!

(I know somebody was going to say it)

Stocks on a high dividend stock like AT&T.

Either direct purchase of cash flowing real estate, or as a limited partner in a syndication offering. Assets could include single family homes, multifamily apartment buildings, self-storage, mobile home parks or senior living facilities. Many variables to consider...current income, knowledge level of real estate, amount of free time for asset management, etc. Real estate is also a great way to reduce your tax liability through depreciation.

That sounds like too much work for me.

Too broad to answer. Things that matter:

1. Your age?
2. How much of your overall wealth is this six figures?
3. Does the performance of the six figures matter relative to #2? Meaning, is this play money or will you depend on it?
4. What is your risk tolerance? Could be related to some combination of #1, #2 and #3 or none.
5. Are you going to manage the money or hand it over to somebody? If you're managing it what is your experience/comfort?

I could go on.

My problem is that I just can't pull the trigger on my availed cash. I have more than the FDIC insured amount now. I started looking at JP Morgan Chase at 96 when I got my RMD. The dividends were @ around 4%. It went to 103 while I studied about it. I decided that I would not chase it. It's now @ 129.

I still have the cash. Now looking at Center Point Energy.

In vest half in real estate and wait for next recession and invest heavy on market.

Call Pitchfork Predator on here aka Marc. Super good guy, and knows his stuff!

And in the big state of Texas he is "local" to you, TXGUNNER308.

https://texashuntingforum.com/forum/ubbthreads.php/users/43746/pitchfork-predator

Real estate. Buy a small tract of land in a high demand residential area and plat out a subdivision.

Go buy a 2020 F350 Limited.

Isn't that the truth!

6 Figures is a pretty wide range....100k or 900k?

Big difference in what you can do with those amounts...$100k you're limited to SFH or maybe a couple small duplexes, $900k you can get into some bigger multi-family or triple net commercial deals.

Personally I have stayed away from small residential....too much headache for me, and management eats up a lot of your cash flow if you finance. The NNN deals are definitely easier....just check your bank account on the 1st for the rent deposit.

Like Mickey Moose said, a ton of variables to consider to give a good answer.

Right now I would stay cash

If you have 6 figures and a little above the 100K part I have 17.5 acres a couple of miles from Bandera I might let go.

They're not making any more land.

For the umpteenth time, I would ask a professional financial advisor, not an internet hunting forum.

Outstanding idea, low return though...



I think this is important too, $100k of land vs $500k are usually very different scenarios.

Charlie

That's what I did. I only have one heir and she makes more than I ever did. My needs changed. I've been everywhere. I've done everything. I can't drive more than one vehicle at a time. I love mowing my own lawn.

No need for professional advice when you have experts.

I have buyers for that.

Lets talk

or at least go to the local dive bar and ask some folks bellied up to the counter

Exactly. At least have fun!