VA loan is a loan for Texas veterans (I believe the limit on land use to be $20K). There use to be tracks all over texas that were VA approved. I bought mine in mills county. Payments are super cheap (like mine were $68.00 dollars a month) Downside (problem is you never pay them off) I eventually took a loan out all my 401K and payed it off.

Superduty if you looking for land go west young man Terlingua / Big Bend area. 10 acres goes for 3K, 20 acres around 5K, Taxes about $80.00 a year (look at Ebay and type in Terlingua the opportunity is there)

I bought 30 acres of land out there last year and I love it. Here is a picture of my property from the sign to the top of the mountain/hill my family calls it "uncles Mountain" (nephew in photo with Javalina taken on second trip)

Land like this can be had by just about anybody. Good luck and give it a try. One things for sure without a giant volcano out in the Pacific God aint making anymore of it.

On the down side I have payed off both Terlingua and Goldthwaite properties, but the taxes are always due