I've been whitetail hunting every year since 1966 and have never felt under-scoped with a 40mm objective, and my most-used whitetail rig sports a 38mm bell.
After all, you use your 50mm binos for spotting and evaluating the trophy. The scope is only used to facilitate the shot AFTER you've already sized the deer up with your bino.
As to the OP's question, may I answer neither? I would look at a Howa 1500 or a Marlin X7.
"Ain't no God in Mexico. Ain't no comfort in the can. When you're down in Matamoros gettin' busted by the Man." Billy Joe Shaver